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Novated Lease · Australia

Your next car, paid from pre-tax income.

Novated leasing bundles finance, fuel, servicing, insurance and tyres into one pre-tax payment. Electric vehicles under the FBT threshold save thousands more.

Call 1300 BATD ME
1

Pre-tax savings

Finance, fuel, servicing, insurance and tyres come out of gross income — you pay less tax.

2

EV FBT exemption

Electric vehicles under the LCT threshold for fuel-efficient cars are FBT-exempt — thousands in extra savings.

3

New or used

Available on new and eligible used vehicles across all makes and models.

4

One monthly payment

Everything bundled into one salary deduction — no surprise bills.

Novated leasing is the most tax-effective way for PAYG employees to run a car in Australia. Your employer pays every running cost from your pre-tax salary — you keep more of what you earn. We'll compare quotes across major novated providers, source the vehicle through our broker network, and coordinate with your employer's payroll team.

Common questions

How does a novated lease work in Australia?

Your employer pays your car costs (finance, fuel, servicing, insurance, tyres) from your pre-tax salary, reducing your taxable income. At end of lease you pay a residual to keep the car, refinance, or upgrade.

Is a novated lease worth it?

For most PAYG employees earning $60k+, yes — the tax savings usually beat outright ownership or standard finance. Electric vehicles under the FBT threshold see the biggest benefit thanks to the EV FBT exemption.

Can I novated lease an EV?

Yes — and it's currently the best-value novated lease option in Australia. Electric vehicles under the luxury car tax threshold for fuel-efficient cars are exempt from Fringe Benefits Tax, saving thousands per year.

Do I need my employer's approval?

Yes. Your employer needs to agree to novate the lease (most Australian employers do). We can send a one-page explainer to your HR team if needed.

What happens at the end of a novated lease?

You have three options: pay the residual and keep the car, refinance the residual, or hand it back and start a new lease on a new vehicle.

Can I novated lease a used car?

Yes — used novated leases are available on vehicles up to a certain age at end of lease. We'll confirm eligibility on the specific car.

Ready when you are

Tell us the car — we'll take it from here.

Search any make and model, get a real changeover estimate, or hand your brief to our independent broker team. 60 seconds to start.

Prefer to talk? Call 1300 BATD ME · Independent, non-dealer aligned

Real buyers tell us what they think

4.9
Based on 115 Google reviews
Daniel
Daniel
Melbourne
1 weeks ago

"Within 2 hours of contacting Alex, I was already in contact with dealerships and test driving Utes. Within 24hrs he had the perfect Ute for me."

Priya
Priya
Sydney
2 weeks ago

"Was chasing a new family car urgently. We got a car quicker than expected — Alex made it easy and organised all the finance and helped me sell my car."

Marcus
Marcus
Brisbane
2 weeks ago

"I was time poor and the team just made it seamless for me. The pinnacle of professionalism and reliability. Highly recommended!"

Sarah
Gold Coast
3 weeks ago

"Genuinely couldn't believe how easy the whole thing was. No dealer runaround, no pressure — just honest advice and a car I love."

James
Perth
4 weeks ago

"Saved me thousands on my new Ranger. They negotiated with three dealers and got me a price I never would've landed on my own."

Emma
Adelaide
1 months ago

"From first call to keys in hand was under a week. The team handled everything — trade-in, finance, even delivery."

Michael
Newcastle
1 months ago

"Best car buying experience I've ever had. Zero stress, total transparency. Already recommended them to my brother."

Olivia
Canberra
1 months ago

"I hate car shopping and they made it painless. Got exactly the RAV4 I wanted at a great price. Wouldn't buy any other way now."

David
Hobart
2 months ago

"Alex knew the market inside out. Steered me away from a car I was set on and into something that actually fit my family. Bang on."

Daniel
Daniel
Melbourne
1 weeks ago

"Within 2 hours of contacting Alex, I was already in contact with dealerships and test driving Utes. Within 24hrs he had the perfect Ute for me."

Priya
Priya
Sydney
2 weeks ago

"Was chasing a new family car urgently. We got a car quicker than expected — Alex made it easy and organised all the finance and helped me sell my car."

Marcus
Marcus
Brisbane
2 weeks ago

"I was time poor and the team just made it seamless for me. The pinnacle of professionalism and reliability. Highly recommended!"

Read all 115 reviews on Google →
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