Used Car Finance · Australia

Used car finance, sorted before you shop.

Compare rates across Australia's major lenders in one place. Get pre-approved in 24–48 hours, then let our broker team source the car.

Call 1300 BATD ME

Multi-lender panel

Compare rates across major Australian banks and specialist car lenders in one application.

Pre-approved in 24–48hrs

Shop with cash-buyer confidence. No 'subject to finance' delays.

New, used or private sale

Finance available on vehicles up to ~15 years old at settlement, including private sales.

Broker + finance combined

One team sources the car and arranges the loan — no juggling contacts.

Walking into a dealer without finance is how people end up paying more. We compare rates across major Australian lenders, get you conditionally approved, then source the actual car through our broker network. One process, one contact, better rate — new or used.

Common questions

Can you finance a used car in Australia?

Yes. Most major lenders finance used vehicles up to ~15 years old at settlement, depending on kilometres and condition. We compare rates across the panel so you get the best fit.

What interest rate can I get on a used car loan?

Rates depend on your credit profile, deposit, term and the vehicle's age. Well-credited borrowers on newer used cars can access rates comparable to new-car finance.

Do I need a deposit?

No — 100% finance is available on approved applications. A deposit usually improves your rate and lowers repayments.

How long does pre-approval take?

Most applications are conditionally approved within 24–48 hours. Once approved you can shop with cash-buyer confidence.

Can I finance a private-sale used car?

Yes. Private-sale finance is available and we handle the settlement paperwork with the seller directly.

Ready when you are

Tell us the car — we'll take it from here.

Search any make and model, get a real changeover estimate, or hand your brief to our independent broker team. 60 seconds to start.

Prefer to talk? Call 1300 BATD ME · Independent, non-dealer aligned

Real buyers tell us what they think

4.9

Based on 115 Google reviews

Daniel

Melbourne

1 weeks ago

"Within 2 hours of contacting Alex, I was already in contact with dealerships and test driving Utes. Within 24hrs he had the perfect Ute for me."

Priya

Sydney

2 weeks ago

"Was chasing a new family car urgently. We got a car quicker than expected — Alex made it easy and organised all the finance and helped me sell my car."

Marcus

Brisbane

2 weeks ago

"I was time poor and the team just made it seamless for me. The pinnacle of professionalism and reliability. Highly recommended!"

Sarah

Gold Coast

3 weeks ago

"Genuinely couldn't believe how easy the whole thing was. No dealer runaround, no pressure — just honest advice and a car I love."

James

Perth

4 weeks ago

"Saved me thousands on my new Ranger. They negotiated with three dealers and got me a price I never would've landed on my own."

Emma

Adelaide

1 months ago

"From first call to keys in hand was under a week. The team handled everything — trade-in, finance, even delivery."

Michael

Newcastle

1 months ago

"Best car buying experience I've ever had. Zero stress, total transparency. Already recommended them to my brother."

Olivia

Canberra

1 months ago

"I hate car shopping and they made it painless. Got exactly the RAV4 I wanted at a great price. Wouldn't buy any other way now."

David

Hobart

2 months ago

"Alex knew the market inside out. Steered me away from a car I was set on and into something that actually fit my family. Bang on."

Daniel

Melbourne

1 weeks ago

"Within 2 hours of contacting Alex, I was already in contact with dealerships and test driving Utes. Within 24hrs he had the perfect Ute for me."

Priya

Sydney

2 weeks ago

"Was chasing a new family car urgently. We got a car quicker than expected — Alex made it easy and organised all the finance and helped me sell my car."

Marcus

Brisbane

2 weeks ago

"I was time poor and the team just made it seamless for me. The pinnacle of professionalism and reliability. Highly recommended!"

Read all 115 reviews on Google →

Licence to Co-Drive

Real people making test drives easier.

BATD’s mark for dealership people who meet our standard for handoff, product knowledge and customer experience.

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Amanda Chappell

City Ford

Helping create simpler, better test-drive handoffs for customers.

Ford dealership partner

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Jacob Weir

Blood Toyota

Helping create simpler, better test-drive handoffs for customers.

Toyota dealership partner

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Karen Sharp

Reef City Motors

Helping create simpler, better test-drive handoffs for customers.

Dealership partner

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Nick Krilis

City Mazda

Helping create simpler, better test-drive handoffs for customers.

Mazda dealership partner

Currently supporting co-drivers from

Toyota

Ford

Mazda

Hyundai

Kia

Mitsubishi

Nissan

Isuzu

Subaru

Volkswagen

BMW

Mercedes-Benz

GWM

BYD

Tesla

Partner with us

Are you the dealership person customers actually recommend?

We partner with dealership people who make test drives simpler, clearer and less awkward. If that’s you, apply below — we’ll be in touch to talk about how we work together.

Honest, direct handoffs
Real product knowledge
Fast, respectful follow-up
No sales pressure games

“If we wouldn’t trust them with our customers, we don’t partner with them.”