Used Car Finance · Australia

Used car finance, sorted before you shop.

Compare rates across Australia's major lenders in one place. Get pre-approved in 24–48 hours, then let our broker team source the car.

Call 1300 BATD ME
1

Multi-lender panel

Compare rates across major Australian banks and specialist car lenders in one application.

2

Pre-approved in 24–48hrs

Shop with cash-buyer confidence. No 'subject to finance' delays.

3

New, used or private sale

Finance available on vehicles up to ~15 years old at settlement, including private sales.

4

Broker + finance combined

One team sources the car and arranges the loan — no juggling contacts.

Walking into a dealer without finance is how people end up paying more. We compare rates across major Australian lenders, get you conditionally approved, then source the actual car through our broker network. One process, one contact, better rate — new or used.

Applications are placed through CoDrive, the asset finance referral platform behind our lender panel, and the identity and income documents you upload are checked for tampering with Yellow Canary.

Common questions

Can you finance a used car in Australia?

Yes. Most major lenders finance used vehicles up to ~15 years old at settlement, depending on kilometres and condition. We compare rates across the panel so you get the best fit.

What interest rate can I get on a used car loan?

Rates depend on your credit profile, deposit, term and the vehicle's age. Well-credited borrowers on newer used cars can access rates comparable to new-car finance.

Do I need a deposit?

No — 100% finance is available on approved applications. A deposit usually improves your rate and lowers repayments.

How long does pre-approval take?

Most applications are conditionally approved within 24–48 hours. Once approved you can shop with cash-buyer confidence.

Can I finance a private-sale used car?

Yes. Private-sale finance is available and we handle the settlement paperwork with the seller directly.

Ready when you are

Get a quote for your next car.

Tell us the car and we’ll help with your finance options.

Prefer to talk? Call 1300 BATD ME · Independent, non-dealer aligned

THIS IS WHAT DRIVES US.

5.0
Based on 127 Google reviews
Daniel
Daniel
Melbourne
1 week ago

"Within 2 hours of contacting Alex, I was already in contact with dealerships and test driving Utes. Within 24hrs he had the perfect Ute for me."

Priya
Priya
Sydney
2 weeks ago

"Was chasing a new family car urgently. We got a car quicker than expected — Alex made it easy and organised all the finance and helped me sell my car."

Marcus
Marcus
Brisbane
2 weeks ago

"I was time poor and the team just made it seamless for me. The pinnacle of professionalism and reliability. Highly recommended!"

Sarah
Gold Coast
3 weeks ago

"Genuinely couldn't believe how easy the whole thing was. No dealer runaround, no pressure — just honest advice and a car I love."

James
Perth
4 weeks ago

"Saved me thousands on my new Ranger. They negotiated with three dealers and got me a price I never would've landed on my own."

Emma
Adelaide
1 month ago

"From first call to keys in hand was under a week. The team handled everything — trade-in, finance, even delivery."

Michael
Newcastle
1 month ago

"Best car buying experience I've ever had. Zero stress, total transparency. Already recommended them to my brother."

Olivia
Canberra
1 month ago

"I hate car shopping and they made it painless. Got exactly the RAV4 I wanted at a great price. Wouldn't buy any other way now."

David
Hobart
2 months ago

"Alex knew the market inside out. Steered me away from a car I was set on and into something that actually fit my family. Bang on."

We pick the peoplewe’d send our mum to.

“When we ask a Dealer Principal who they’d trust with their own family,
we’re looking for the name they give us.”

Alex BodriaginFounder & CEO, Book A Test Drive

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